Mitsui Sumitomo Insurance Group

Corporate Name Mitsui Sumitomo Insurance Company, Limited
Establishment Date 21 October 1918
Paid-in Capital 139,595 million yen (as at 30 September 2016)
Number of Employees 14,691 (non – consolidated basis as at 30 September 2016)
Head Office 9, Kanda-Surugadai, 3 Chrome, Chiyoda-ku, Tokyo, Japan
Insurer Financial Strength Rating In New Zealand, the Insurance (Prudential Supervision) Act 2010 requires licensed insurers to have a current financial strength rating that is given by an approved rating agency.

Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.

Mitsui Sumitomo Insurance Company, Limited has a Financial Strength Rating of A+ (Stable) given by A.M. Best and A+ (Stable) given by Standard and Poor's.

A.M. Best’s Financial Strength Rating Scale is:

A+ Superior
A Excellent
B+ Good
B Fair
C+ Marginal
C Weak
D Poor

Standard and Poor’s Financial Strength Rating Scale is:

AAA Extremely Strong
AA Very Strong
A Strong
BBB Good
BB Marginal
B Weak
CCC Very Weak
CC Extremely Weak
R Under Regulatory Supervision
SD Selective Default
D Default
NR Not rated

The rating scales may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.

For further details and a full explanation of these ratings, please visit the following websites:


Standard & Poor's

MS&AD Group Credit Ratings The latest credit rating of MS & AD group

Solvency Disclosure

The solvency of Mitsui Sumitomo Insurance Company, Limited expressed in JPY millions at each reporting date was:

(JPY millions)

Sep 30, 2016 Mar 31, 2016 Sep 30, 2015
Actual Solvency Capital 2,609,150 2,612,098 2,517,815
Minimum Required Solvency Capital 833,490 891,542 797,238
Minimum Required Solvency Ratio 200% 200% 200%
Solvency Margin 2,192,405 2,166,327 2,119,196
Solvency Ratio 626.0% 585.9% 631.6%

MS & AD Insurance Group Holdings, Inc.

MS&AD Holdings is a listed holding company with five directly invested Group insurance companies in Japan: Mitsui Sumitomo Insurance Co., Ltd. (MSI), Aioi Nissay Dowa Insurance Co., Ltd. (ADI), Mitsui Direct General Insurance Co., Ltd. (Mitsui Direct), Mitsui Sumitomo Aioi Life Insurance Co., Ltd. (MSI Aioi Life) and Mitsui Sumitomo Primary Life Insurance Co., Ltd. (MSI Primary Life); and eight affiliated operating companies: InterRisk Research Institute & Consulting, Inc., MS&AD Business Support Co., Ltd., MS&AD Staffing Service Co., Ltd., MS&AD Systems Co., Ltd., MS&AD Business Service Co., Ltd., MS&AD Research Institute Co., Ltd., MS&AD Loan Services Co., Ltd. and ANSHIN DIAL Co., Ltd.

Contact to MSI